Sultangaziev Aidin (2023) Financial literacy of young adults and preparation for retirement. Külkereskedelmi Kar.
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Absztrakt (kivonat)
<p dir="ltr" style="text-align:left;"></p><p>The significance of financial security and planning for retirement has become more critical, creating concerns among young individuals. This research study aims to bridge the gaps in the financial literacy education provided to them. Its purpose is to examine how financial proficiency impacts the ability of younger adults to prepare themselves for their retirement. The study delves into exploring correlations between demographic characteristics and levels of financial knowledge in these groups while investigating both intervention programs' effectiveness that enhance understanding about finances as well as the role played by fintech innovations in cultivating this important life skill within its audience. Several objectives underpin our investigations: first, assessing how knowledgeable young people are when it comes down specifically banking terminology or investment concepts such as compounding interest rates; next analyzing which factors tend towards impacting their expertise with money matters - social demographics being one prime example here; finally researching whether possessing a certain level of fiscal know-how correlates directly with better preparatory work regarding retirement age and lifestyle choices later on down-the-line once seasoned professionals come closer yet again! The study highlights that age range, level of education attained, and employment status have a significant impact on financial literacy. The research suggests that there is a link between financial knowledge and preparedness for post-retirement years among participants surveyed. Educational attainment was identified as the strongest predictor of financial literacy followed by age range while employment status and gender having no correlations with good levels of financial literacy. Savings plan(s), familiarity with pension schemes or budgeting skills showed weak connections to higher levels of financial intelligence amongst survey participants.</p> <p>Further research is vital in comprehending the factors that affect an individual's financial literacy to enhance financial education programs and efficient money management, especially for retirement readiness. The impact of social networks on personal finance competency deserves more exploration to assess its significance fully. These unexplored domains underscore gaps in knowledge requiring further investigation. This study holds importance as it provides insights necessary for formulating policies and interventions aimed at improving young adults' financial wellness and reducing retirement insecurity by creating tailored educational initiatives relevant to their needs.</p><br><p></p>
Intézmény
Budapesti Gazdasági Egyetem
Kar
Tanszék
Nemzetközi Kereskedelem és Logisztika Tanszék
Tudományterület/tudományág
NEM RÉSZLETEZETT
Szak
Konzulens(ek)
Mű típusa: | diplomadolgozat (NEM RÉSZLETEZETT) |
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Kulcsszavak: | financial education, financial literacy, financial literacy interventions, Retirement planning, savings |
SWORD Depositor: | Archive User |
Felhasználói azonosító szám (ID): | Archive User |
Rekord készítés dátuma: | 2023. Szep. 07. 14:35 |
Utolsó módosítás: | 2023. Szep. 07. 14:35 |
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