Kovács Fanni (2023) Financial literacy. Külkereskedelmi Kar.
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Absztrakt (kivonat)
<p dir="ltr" style="text-align: left;"></p><p><span lang="EN-GB">The increasing complexity of financial products in the evolving financial market means that individuals need to take charge of their own financial well-being, making financial literacy more crucial than ever. In this thesis, I aim to define financial culture, present its components, and examine the theoretical background of the topic. My focus was to prove that there is a positive relationship between financial literacy and education, and households with more financial knowledge tend to have higher savings. The theoretical background reveals that financial literacy is highly intricate, encompassing various components, such as financial attitudes, behavior, knowledge, and skills. The practical part involves a questionnaire on how to evaluate financial literacy. The study focuses on financial planning, savings, loans, and investment. Hungarian savings trends indicate that savings and financial investments increase proportionally with income levels. However, loan regulations were introduced in Hungary after the 2008-2009 crisis, leading to stricter access to credit, especially foreign currency loans. The study highlights the importance of financial literacy in effective financial planning and management, saving, and avoiding debt and financial troubles to build wealth over time.</span></p><br><p></p>
Intézmény
Budapesti Gazdasági Egyetem
Kar
Tanszék
Nemzetközi Kereskedelem és Logisztika Tanszék
Tudományterület/tudományág
NEM RÉSZLETEZETT
Szak
Konzulens(ek)
Mű típusa: | diplomadolgozat (NEM RÉSZLETEZETT) |
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Kulcsszavak: | financial attitude, financial culture, financial literacy, financial planning, savings |
SWORD Depositor: | Archive User |
Felhasználói azonosító szám (ID): | Archive User |
Rekord készítés dátuma: | 2023. Szep. 07. 14:33 |
Utolsó módosítás: | 2023. Szep. 07. 14:33 |
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