Chu Minh Huy (2021) Fintech in Vietnam and its impacts on financial inclusion. Külkereskedelmi Kar.
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Absztrakt (kivonat)
Nowadays, in times of the Industrial Revolution 4.0 and globalization, it is crucial for all the economies in the world to apply new technology and innovation to their activities. In the financial world, financial institutions which have modern technological platforms will gain a huge competitive advantage in the market since their services are advanced by making use of technology. Recently, “Fintech” has become a trend worldwide and has been consistently developed in many countries in the world due to outstanding benefits that it can bring to finance. Fintech refers to all businesses that use technology to advance their financial services. There are various applications of Fintech such as mobile banking and insurance, cryptocurrency, investment apps, and so on. In Vietnam, Fintech is still a new field. Although facing many challenges coming from different factors, Fintech has a lot of potential to be developed. Moreover, Fintech is considered as the biggest driver of financial inclusion. The rapid growth of the Fintech industry helps boost financial inclusion. The main goals of this research paper are to provide knowledge about Fintech and financial inclusion in Vietnam, how they relate to each other, which challenge financial inclusion in Vietnam and how Fintech can contribute to developing financial inclusion in Vietnam. And from that knowledge, some solutions are recommended for the long term development of financial inclusion in Vietnam.Secondary research method is applied for this research by collecting various data in scientific journals in Springer, Academia, and so on. All the data in the times of pandemic is a priority since it is the time when most people go online and Fintech has many chances to develop. There are also some comparisons between Vietnam and some other countries in Southeast Asia such as Thailand and Indonesia based on the collected figures/numbers in order to assess the level of Fintech and financial inclusion in Vietnam.By analyzing and understanding about Fintech and financial inclusion in Vietnam through findings in research, there are some recommendations on how to apply Fintech to the development of financial inclusion in Vietnam. However, they require a long time and consistent process in order to overcome challenges that Fintech and financial inclusion face. Suggestions for further research are provided, which include narrowing down to a certain areas or cities in Vietnam, by using more extensive data. Overall, this research paper is expected to contribute to the development of Fintech and financial inclusion in Vietnam, which means a lot to the economic growth of the country.Keywords: Fintech, financial inclusion, Vietnam, long term development, impacts, challenges.
Intézmény
Budapesti Gazdasági Egyetem
Kar
Tanszék
Nemzetközi Kereskedelem és Logisztika Tanszék
Tudományterület/tudományág
NEM RÉSZLETEZETT
Szak
| Mű típusa: | diplomadolgozat (NEM RÉSZLETEZETT) |
|---|---|
| Kulcsszavak: | finance, financial development, fintech, Industrial Revolution 4.0, Vietnam |
| SWORD Depositor: | Archive User |
| Felhasználói azonosító szám (ID): | Archive User |
| Rekord készítés dátuma: | 2022. Már. 08. 09:09 |
| Utolsó módosítás: | 2022. Már. 08. 09:09 |
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